2016 to-do’s

-max out CPF MA

-save spare cash for CPF topup then SRS topup makes more sense to repay mortgage

-find additional income. (start small) (try selling aquarium lighting??) FAILED

-plan a trip to Bali with Dear

-redo aquarium lighting   Fitted new LED strip but did not replace hipower led spotlight 😦

-attend a electrician course using skill futures funding completed a electrical course 🙂

-track SGS 10 year benchmark and if interest is greater than 2.5% , reserve $$$ to purchase SSB 1-2 months late it went to 2.4% and i went in.

-tighten financial chart, tighten flow of money

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