Yui Aragaki

no vege in office…
was watching Ranma 1/2 Live Motion tele-movie, she starred as akane… my heart melted

• Stay alive.
• Get a driving license.
• Continue keeping an accurate account of expenditures.
• Rework budget based on last yr expenditures and keep to it.
• Run 2.4km weekly.

Good to have’s

• CCNA

I’ve started december with lotsa of expectation and hopes that my new job will be meaningful.

well, im now administrating ESXi, redhat and windows servers for derivatives and securities middle and back office.
i think that sounds meaningful enough.

not forgetting to mention the exposure in financial technology sector that will be beneficial for my career.

was so unfortunate to be caught up in thursday’s mrt breakdown. luckily i missed the prior train that was stuck in the tunnel. so i managed to disembark at raffles place and changed to the NEL from outram park to dhoby ghaut and walked to orchard for my jap class….i was an hour late….

since its the end of the yr, i guess it makes sense to do a review of goals set earlier.

1) JLPT 5 taken the exam, did badly for the grammar section. probably gonna fail….
2) RHCE6 yup, got my RHCE
3) Driving License gonna start after my final term of japanese class
4) Save up an additional $20000 in part thanks to the lucrative job at sfdc.
5) attempt to go gym at 6am at least once a week… i tried going after work. but since leaving my previous job. i had not gone to the gym for 1 month. the nearest gym at my new workplace is fitnessfirst platinum…it has a $150/month membership fee…. it’s just too costly.

After 3 months of job hunting, finally managed to secure a new job. the job sounds tough, not too sure how it will go.

seems that christmas is around the corner. dont u think a starry night is wonderful for this christmas

and wait for the sunrise, next morning

or end up like the sorrowful old man

feeling like this old pair of boots, the feeling of  being discarded.

took leave for this week till next Thursday. i cant even choose to clear my leave on the dates i want to.

and the greatest achievement today… completed minesweeper on ubuntu11.04

went to neway ktv in jb, it really rox, plenty of songs, good sound systems, most imptly its cheaper compared to singapore, its about $9.57 for about 4 hrs after currency conversion.
but next time i’ll try teo heng ktv in sembawang SC when it opens!!

starting with the sad news, my mom got into debt through gambling…now i need to pay it off….its not the first time, definitely not the last too. i guess i’ll never be rich if life carries on in this manner…

jumping to the good news!!!! i got my rhce cert i was really nervous when i took the test. The previous night when news broke that my mum is in debt, i was still mugging for the test. i guess i’m really a cold-hearted person, all i wanted was to get the cert. before i slept, i was still telling myself if i let issues in life put me down, i would be no different than any other losers on the street.

at the end of the day this is all that matters

]]> http://zndqzsb.wordpress.com/2011/08/26/money-issues-at-home-getting-my-rhce/feed/ 0 piakpiak redhat_rhce_logo http://zndqzsb.wordpress.com/2011/08/15/saving-up-for-the-inevitable/ http://zndqzsb.wordpress.com/2011/08/15/saving-up-for-the-inevitable/#comments Mon, 15 Aug 2011 08:07:54 +0000 piakpiak https://zndqzsb.wordpress.com/2011/08/15/saving-up-for-the-inevitable/ ]]> The recent market dip has seriously tempted me to increase my position on singpost. According to the time proven recession and crisis life cycle, it seems not the best time to buy.

1997/1998 Asia monetary crisis
1999 Bailout, markets recovers
2001/2002 dotcom recession
2005/2006 global interest rate spike to fix recession, too much money to go around, markets booms.
2007/2008 derivative instruments consumes money. great financial crisis
2009 Bailout, markets recovers
2011/2012 US debt crisis, recession looming
2015/2016 Interest rates raised
2017/2018 too much money to go around, markets rally.

I can’t foresee what happens, another path would be a period of slow but surely continued growth for 20 yrs, just like after the great depression.

But im either scenario, Now I need to find a good way to grow cash from 2012 to 2015. Stocks has too much underside and I have a sufficient position on it, I do not feel comfortable to incur large paper loss when compared to dividend gains.

Guess the likely choice is to hold my dividend yielding stocks, wait for the interest rates to spike, which causes the bond price to drop in turn increasing yield and regain the bond position I sold off in 2008.

The has been rampant news that inflation will hit hard. makes everyone wonder whether SGS will reduce the coupon payout of the latest issue of securities. Previous high yielding bonds are already going above 112 dollars, that almost 17dollars more than 2005. if the oncoming issues are giving even lower coupon rates, i dunno how much higher will the older bonds go. i dun see any opportunity to purchase bonds at fair value

Seems like the only lucrative chance of making money lies in usd to sgd exchange. it was 1.4+ circa 2007, now its 1.2+.  i can only hope how it goes higher to 1.3+ to make the usd treasuries look attractive. cautiously putting a small investment of $1k in usd money market.

thinking abt tomoro, i feel tired already..

after some creative financial practices, im left with $900 to spend. feeling poor immediately after payday. i hope i can save another $300. gonna need it for the bad bad times coming over the horizon. living life worst off than a NSf.

dragged my foot the whole week and just left everything in a standstill again, didnt revise jap or rhce, but i managed finish watching 我和僵尸有一个约会2. imho part one is still the best.